Bob Cahill

Senior Mortgage Banker & Strategist, NMLS# 485042
emailrcahill@leaderbank.com
phone number781-589-8756
cahill
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Bio

Trust – Value – Service
You can count on me for trusted advice, outstanding value, and excellent customer service as I guide you through the mortgage process. If you are dreaming of owning a first home, vacation home, or investment property, I can help you develop a plan. When you’re ready to purchase or refinance, I’ll provide the best loan solution for your mortgage needs and the lowest interest rate possible.

My team and I are available when you need us, including evenings and weekends. Our customers are our top priority; our attention to detail and personal service are exceptional. We’ll provide clear and consistent communication throughout the loan process. From simple purchases and refinances to complex bridge loans, we’ll help you navigate today’s competitive market.

Please contact me anytime for a free, no obligation pre-approval or rate quote, or if you just have questions. I look forward to hearing from you.

Leader Bank is recognized as a premier residential lender in Massachusetts and offers a range of products tailored to meet your home financing needs.

As of October 2022, we’re now lending in all lower 48 states (Alaska & Hawaii excluded) and in Washington, DC.

NMLS#
485042

Lawrence Loan Office
130 Parker Street, Suite 34
Lawrence, MA 01843

Schedule a Call

rcahill@leaderbank.com
781-589-8756

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Bob Cahill is the best (as well as Geri King, Nancy Benson, and the team.)

Mihir, January 2022

I've completed the closing and got the keys to my new home. My sincere thanks to Bob Cahill and the entire team at Leader Bank for their exceptional service. Although I've never met anyone of you, there was no lag in any process. This is a great and stellar quality experience a customer can get. Truly exceptional. And there was not a single instance I faced to do follow-ups with your team. Everything was swiftly handled.

Vijay, October 2021

Painless, easy, smooth. The app is so helpful, too! We’ve refi’d before (with a different bank), and there is really no comparison. This process was so much easier and worked well for us (juggling full-time jobs from home as well as having 2 little ones at home).

Annia, September 2021

I really liked to work with Bob Cahill. He is the best.

Guarav, July 2021

Leader Bank was recommended by our buyer’s agent. Robert Cahill and his team Gielmary Colon and Nancy Benson are just amazing! They worked diligently with us from start to finish on the whole process. The team was very professional, friendly, and supportive as the mortgage process was new to us.

Danielle, June 2021

Excellent. Professional. Efficient.

Vivian, May 2021

Leader was recommended to us by our realtors, and we are so grateful. The process was easy and painless from start to finish. Robert Cahill was engaging, friendly, supportive, and open with us about our options and what everything would mean. Gielmary Colon (Loan Processor) worked directly with us as the process continued and was so responsive, friendly, and supportive. As first-time home buyers it has been so valuable to have a great team behind us!

Allison, May 2021

Explore the Loan Process

Learn

Learn all you can about the loan process and ask lots of questions.

Apply for Loan

Complete, review, and submit your application. This will set the process in motion.

Connect with a Loan Officer

Your loan officer will reach out to you and review your application with you.

Credit Check & Prequalification

We will assess your credit, income, and assets to quickly determine what loan(s) you qualify for.

Documentation

Paperwork is still a big part of the loan process. We will email you forms to sign and a checklist of documents we’ll need.

Rate Lock & Appraisal

Once we’ve discussed the loan amount, the type of loan, and the rate that’s best for you, it’s time to lock in your rate and order your appraisal.

Underwriting & Approval

Our underwriting team will review and issue a decision detailing any conditions necessary for final loan approval.

Clear to Close

Once we have cleared necessary conditions our underwriting and closing team will make final preparations to close.

Closing

Loan documents are delivered to the closing attorney. The attorney will contact you to arrange a signing.

Funding

Once the signed documents are returned and reviewed, the closing attorney will request a wire transfer of the loan funds.

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