Manish Patel

Learn all you can about the loan process and ask lots of questions.

Complete, review, and submit your application. This will set the process in motion.

Your loan officer will reach out to you and review your application with you.

We will assess your credit, income, and assets to quickly determine what loan(s) you qualify for.

Paperwork is still a big part of the loan process. We will email you forms to sign and a checklist of documents we’ll need.

Once we’ve discussed the loan amount, the type of loan, and the rate that’s best for you, it’s time to lock in your rate and order your appraisal.

Our underwriting team will review and issue a decision detailing any conditions necessary for final loan approval.

Once we have cleared necessary conditions our underwriting and closing team will make final preparations to close.

Loan documents are delivered to the closing attorney. The attorney will contact you to arrange a signing.

Once the signed documents are returned and reviewed, the closing attorney will request a wire transfer of the loan funds.