Checking Account Options
Zeugma Reward Checking
Our Zeugma Reward Checking Account gives you the opportunity to earn cash back, ATM fee reimbursements, and discounts at local retailers, all with an attached high-yield savings account.
Zeugma Reward Key Benefits:
-
1% cash back on debit card purchases
-
Up to $15 ATM fee reimbursements each month
-
Up to 10% cash back at featured businesses – click here to see a full list of participating stores!
-
3.00% APY* on attached savings account
-
No minimum balance required to maintain account, $10 minimum balance required to earn rewards
Leader Checking
Our Leader Checking account has no minimum required balance or monthly fees, plus it makes it easy to withdraw funds on the go with free transactions at any SUM Network ATM!
Leader Checking Key Benefits:
-
Free Visa debit card
-
Free, unlimited transactions at any participating SUM Network ATMs
-
No minimum balance required to maintain account, $10 minimum balance required to earn rewards
Student Checking
With the challenges faced by today’s students – homework, projects and extracurricular activities – their banking should be easy, friendly and worry-free! That’s why we created our Student Checking, the ideal account for today’s student.
Student Checking Key Benefits:
-
Up to $15 ATM fee reimbursements each month
-
0.25% APY**
-
Free Visa debit card
-
Free overdraft protection with a linked savings account***
-
Free incoming domestic wire transfers
-
No minimum balance required to maintain account, $10 minimum balance required to earn rewards
For All Checking Accounts
Only $10 to Open an Account
No Monthly Fees
Free Bill Payment
Free First Order of Checks
From the minute you walk in the door you feel like you’ve gone to visit friends rather than do banking. Every employee is extremely helpful, knowledgeable and friendly. I would definitely recommend this bank and this branch to everyone.
Since opening up an account I can’t say anything negative about the bank nor this branch nothing but positive and excellent customer service and it they definitely will go above and beyond to help you in whatever you need! Big shout out to Karla she was very helpful with answering my questions through the phone today.
Had a great experience today at Leader Bank. Dany was knowledgeable, efficient and very personable. She was able to handle my transaction quickly, she provided great customer service. Thank you Dany!
Been banking with Leader Bank for over 6 years and I'm very happy with their services. The East Arlington branch is very well-managed and welcoming.
Varsha in East Arlington made what I thought was a difficult transaction very easy. Leader really excels at customer service!
Learning Center
Link to Everything You Need to Know About Checking Accounts and Debit Cards Everything You Need to Know About Checking Accounts and Debit Cards
Checking accounts are one of the most common types of bank accounts (along with savings accounts) and allow you t
Link to 10 Simple Ways to Save Money Each Month 10 Simple Ways to Save Money Each Month
Looking to put more money into your savings account each month?
*Annual Percentage Yield (APY) effective as of 20 November, 2024. To be eligible for Zeugma Reward Checking and Savings benefits, clients must fulfill the following 3 requirements on the Zeugma Reward Checking each month: receive a minimum of $1,800 in direct deposits, enroll in eStatements, and have ten (10) debit transactions posted and cleared per month (excluding internal transfers). Eligible Zeugma Checking accounts will be reimbursed up to $15 per month in ATM surcharges assessed by other banks and will receive debit card cash rewards of 1% on “Qualifying Purchases” per month. “Qualifying Purchases” include signature transactions only where the client selects “credit” as the transaction type. Transactions made at, with, or through the following vendors will not be counted towards the minimum number of debit transactions requirement for Zeugma Rewards or receive the 1% cash back regardless of if it is a transaction where “credit” is selected as the payment type: Google Wallet, PayPal, Venmo, Square Cash, MoneyGram, and effective October 31, 2024, any other cash transfer, wire transfer or payment made through any money movement app, website, vendor or institution. The debit card cash back rewards and ATM surcharge refunds will be paid by the 15th day of the following month for the accounts that qualify in the current statement cycle. $10 minimum balance to open Zeugma Checking and $10 minimum balance to open Zeugma Savings and earn APY. No minimum balance required to maintain account, $10 minimum balance required to earn rewards. When you are eligible for Zeugma Rewards, then the interest paid on Zeugma Savings in the next statement cycle on balances of $500,000 or less is 2.96% with an APY of 3.00%; an interest rate of 0.10% will be paid only for that portion of your daily balance that is greater than $500,000. The APY for this tier will range from 0.10% to 3.00% depending on the balance in the account. If you do not qualify for the Zeugma Rewards, you will be paid 0.10% APY on your entire balance in the Zeugma Savings. The initial rate on the account shall be tiered. Interest rates may vary after account opening. Bonuses and gifts are subject to IRS tax reporting requirements IRS 1099-MISC. Fees may reduce earnings on the account. One account per household.
**Annual Percentage Yield (APY) effective as of 20 November, 2024. $10 minimum balance to open accounts and earn APY. Fees may reduce earnings. Valid school ID must be presented at time of account opening. Applicant must be between the ages of 14 and 24. Applicants under the age of 17 must be accompanied by a co-signer parent or guardian until the age of 17. At age 25 the Student Checking Account is converted to a Leader Checking Account.
***Applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means.
