Cash Management Services
Ramp Corporate Charge Cards
With a Ramp card – a charge card that you pay the balance on every month – you’ll easily be able to set up and turn off physical and virtual cards for your employees and establish card limits by amount and vendor all while mitigating fraud and maintaining control over spending. Plus, by using a Ramp charge card and maintaining a $75,000 minimum balance, your business will receive 1.5% cash back on purchases.*
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The perfect finance automation solution for:
Please don’t hesitate to reach out to Leader Bank’s Business Banking team at bbo@leaderbank.com if you have any questions about this offer or would like more information about how Ramp can help your business. |
Key Features
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*Ramp cards and all bonuses are issued by Ramp Business Corporation and not Leader Bank, N.A. Terms and conditions will apply as required by Ramp Business Corporation. Offer available for Corporations, LLCS, LP’s, and non-profits registered in the U.S. with 2+ years in business or external investor funding and $75k average monthly balance. Newer businesses require $250k average monthly balance.
Additional Cash Management Solutions:
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ACH
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Account Reconciliation
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Check Imaging
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Wholesale and Retail Lockbox
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Wire Transfer Services
Positive Pay Features
Leader Bank is excited to offer our Business Banking clients Positive Pay, a user-friendly upgrade to your account that helps prevent transaction fraud risks. At Leader Bank, security is our priority, and we also know how valuable your time is. Positive Pay makes the day-to-day management of business finances easier and will notify you within 24 hours of any fraudulent or unauthorized activity.
- Comprehensive transaction reporting
- Notification of unauthorized ACH or check transactions within 24 hours
- Full account reconciliation
(checks, ACH, deposits) - Check file mapping
- Traditional verification of check number, amount, etc
- Customizable and downloadable Reports
- Online exception management
- Teller verification of checks
- Autoload allows for the transaction management file to be automatically uploaded (via SFTP) from the client to the Leader Bank Positive Pay port
For more information please call 781-646-3900 or email: bbo@leaderbank.com.
Business Online Banking Features
Business Online Banking is available to any client with a Leader Bank business account. Businesses can also grant full or limited use of the system to their employees. To learn more about Leader Business Banking, call us toll free at 781-646-3900 or email: bbo@leaderbank.com.
You can sign up for Online Banking by contacting your account representative. We will work with you to establish the appropriate plan and service levels for your individual business needs. Once your enrollment application has been approved, you will receive your Access IDs, tokens and/or passwords.
View our Business Frequently Asked Questions.
- Real-Time Account Access
Unlike other financial institutions that update information in batches 1-2 times per day, Leader Business Banking checking and savings account balances and transactions are generally current and will reflect transactions made throughout the day as they occur. These transactions include transfers, deposits, withdrawals, and ACH originations. Balances for other account types, such as loans and CDs, are generally current as of the end of the previous business day. - Administrative Options
Leader Business Banking offers an array of administrative options to give you the control and convenience you’re looking for. As an administrator, you can set up new employee accounts, assign individual security permissions, control employee access to transfer and payment templates, and establish days and times employees can gain access to Leader Business Banking. - Download Account History Into Your Financial Management Software
With Leader Business Banking, you can download information from your checking, savings, and loan accounts into a format that can be used with well-known financial management applications. Contact your account representative to learn more. In Leader Business Banking, you have access to transactional information for your current and previous statement cycle. You have up to 25 days after the last day of your previous statement to export the information.
- Transfer Funds
Make immediate transfers between accounts, schedule transfers to take place automatically in the future, and even distribute funds to multiple accounts in a single transfer. Plus, you can make regular, principal, and interest-only loan payments using the transfer function in Leader Business Banking. - View Check Images & Statements
Access your financial records 24 hours a day, 7 days a week. Leader Business Banking gives you the ability to view and print statements and images of your posted checks. Just click on any check number to view both the front and back of a check image. - Initiate Stop Payments & Wire Transfers
Issue stop payments and view a complete list of all approved, disapproved, and pending stop payments. Initiate wire transfers conveniently from your own office. You also have the ability to individually define access levels, limits, and capabilities of each employee-user for these and other Leader Business Banking features. - ACH Origination
ACH transfers are an efficient and cost-effective way to initiate payments and collections. Leader Business Banking includes the option to generate and modify ACH files with a browser-based ACH management tool. To find out if you are eligible for ACH capabilities, please contact your account representative.
Contact a Business Banking Officer
