Government Loans

Federal Housing Administration (FHA) home loans are mortgages insured against default by the FHA and are available for single- and multi-family and multi-family homes.

Allow banks to continuously issue loans without much risk or capital requirements. The FHA doesn’t issue loans or set interest rates, it just guarantees against default. 

FHA loans allow individuals who may not qualify for a conventional mortgage obtain a loan, especially first-time homebuyers.

These loans offer low minimum down payments, reasonable credit expectations, and flexible income requirements.

The Veterans Administration (VA) offers special financing options for Veterans, and Leader Bank is proud to support these programs.

Designed to offer long-term financing to eligible American veterans or their surviving spouses, Leader Bank’s VA Loan provides borrowers with competitive financing options to purchase or refinance their home with no down payment.

100% Loan-to-Value: This simply means that with a VA loan, you don’t need equity to refinance to a lower rate or take cash out in most instances.

Flexible FICO requirements, free credit service, competitive rates, free consultations, and an experienced Loan Officer who is with you every step of the way!