Gerald McCarthy

Senior Loan Officer, NMLS# 22223
emailgmccarthy@leaderbank.com
phone number617-620-1863
gerald mccarthy
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Bio

Gerry McCarthy is one of the most tenured and seasoned Loan Officers in the business. He joined Leader Bank in March, bringing with him over twenty years of experience and touting an impressive career marked with many notable achievements. Gerry has consistently maintained the status of a Top Dollar Volume ranked Loan Officer in the Scotsman Guide since 2009. His commitment to providing his customers with the highest quality loan assistance has earned him a glowing reputation and loyal client base. In 2016 he closed $90 million in loan volume. Gerry prides himself on his reputation and his straightforward approach to the loan process. When you work with Gerry, you are working with a professional who will be in your corner from start to finish and make sure that you get the best loan at the best price. Gerry grew up in West Roxbury, Massachusetts and has four sons and five grandchildren.

NMLS#
22223

Residential Lending Headquarters
864 Massachusetts Avenue
Arlington, MA 02476

gmccarthy@leaderbank.com
617-620-1863

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I recently worked with Leader Bank for the mortgage of my recently purchased condo. I was first time home buyer and Leader Bank made my loan process so easy and simple. Many thanks to the whole team to make this work. Will definitely recommend leader bank for banking needs!

Rajit G., Revere, MA

Leader Bank is awesome!!! I locked in a fantastic rate and we closed within 45 days. There were no issues at all. I highly recommend them to any Buyers looking to lock in the best rate around!

Rosemary M., Weymouth, MA

Received a 30 year mortgage from Leader Bank. The loan officer we used was incredibly patient, responsive, and professional. He answered questions on weekends and responded very quickly. His communication was clear and concise.

David Y., Waltham, MA

Explore the Loan Process

Learn

Learn all you can about the loan process and ask lots of questions.

Apply for Loan

Complete, review, and submit your application. This will set the process in motion.

Connect with a Loan Officer

Your loan officer will reach out to you and review your application with you.

Credit Check & Prequalification

We will assess your credit, income, and assets to quickly determine what loan(s) you qualify for.

Documentation

Paperwork is still a big part of the loan process. We will email you forms to sign and a checklist of documents we’ll need.

Rate Lock & Appraisal

Once we’ve discussed the loan amount, the type of loan, and the rate that’s best for you, it’s time to lock in your rate and order your appraisal.

Underwriting & Approval

Our underwriting team will review and issue a decision detailing any conditions necessary for final loan approval.

Clear to Close

Once we have cleared necessary conditions our underwriting and closing team will make final preparations to close.

Closing

Loan documents are delivered to the closing attorney. The attorney will contact you to arrange a signing.

Funding

Once the signed documents are returned and reviewed, the closing attorney will request a wire transfer of the loan funds.

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