Jacob Vaiknoras

Loan Officer, NMLS# 2050771
emailjvaiknoras@leaderbank.com
phone number603-475-9654
Jacob Vaiknoras
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Bio

Jacob started with Leader Bank as an accounting intern and worked his way up to become a Loan Officer. During that time, he learned the ins and outs of Leader Bank’s loan process and is eager to put his experience to work for his clients.

Jacob currently lives in Derry, NH after living in Pelham for his first 18 years. Jacob graduated from Coastal Carolina University with a degree in Finance, and also completed the PGA Golf Management program to earn a PGA membership. He loves to spend time with his family and is an avid golfer. Growing up as the youngest of five, Jacob learned key attributes like responsibility, hard work, and perseverance that show through in his work ethic and customer service focus. Jacob is driven to make a splash in the mortgage industry and looks forward to helping his clients finance the home of their dreams.

NMLS#
2050771

Residential Lending Headquarters
864 Massachusetts Avenue
Arlington, MA 02476

jvaiknoras@leaderbank.com
603-475-9654

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Received a 30 year mortgage from Leader Bank. The loan officer we used was incredibly patient, responsive, and professional. He answered questions on weekends and responded very quickly. His communication was clear and concise.

David Y., Waltham, MA

Leader Bank is awesome!!! I locked in a fantastic rate and we closed within 45 days. There were no issues at all. I highly recommend them to any Buyers looking to lock in the best rate around!

Rosemary M., Weymouth, MA

I recently worked with Leader Bank for the mortgage of my recently purchased condo. I was first time home buyer and Leader Bank made my loan process so easy and simple. Many thanks to the whole team to make this work. Will definitely recommend leader bank for banking needs!

Rajit G., Revere, MA

Explore the Loan Process

Learn

Learn all you can about the loan process and ask lots of questions.

Apply for Loan

Complete, review, and submit your application. This will set the process in motion.

Connect with a Loan Officer

Your loan officer will reach out to you and review your application with you.

Credit Check & Prequalification

We will assess your credit, income, and assets to quickly determine what loan(s) you qualify for.

Documentation

Paperwork is still a big part of the loan process. We will email you forms to sign and a checklist of documents we’ll need.

Rate Lock & Appraisal

Once we’ve discussed the loan amount, the type of loan, and the rate that’s best for you, it’s time to lock in your rate and order your appraisal.

Underwriting & Approval

Our underwriting team will review and issue a decision detailing any conditions necessary for final loan approval.

Clear to Close

Once we have cleared necessary conditions our underwriting and closing team will make final preparations to close.

Closing

Loan documents are delivered to the closing attorney. The attorney will contact you to arrange a signing.

Funding

Once the signed documents are returned and reviewed, the closing attorney will request a wire transfer of the loan funds.

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