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Kathy Castelli

Residential Loan Originator, NMLS# 613442
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Bio

I started as a loan officer in 2002 specializing in debt consolidation and cash-out real estate transactions. In 2007, I joined Leader Bank specializing in all types of residential purchases, mortgage refinances and first-time homebuyer transactions. I have extensive experience in conventional financing, FHA loans, and Massachusetts housing products.

During my fifteen years of experience working in the mortgage industry, I have been committed to helping customers reach their financial goals. From helping reduce the term of your mortgage so you can own your home faster to offering Leader Bank’s competitive interest rates so you can save money on a monthly basis, I am here to support you through the complete loan process. For many first-time homebuyers, buying a home can be one of your largest purchases and the process can sometimes feel daunting. I am always readily available to review your financials and help you determine the best product that suits your financial needs. I am committed to providing my customers with a thorough and timely service to ensure that they meet their mortgage timeline and objectives. I have had the pleasure of working with many customers over the years, I feel extremely proud to have helped them through the loan process and play a small part in what can be a major lifetime milestone. I am always available to answer any questions you may have and look forward to assisting with your mortgage needs.

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NMLS#
613442

Residential Lending Headquarters
864 Massachusetts Avenue
Arlington, MA 02476

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Explore the Loan Process

Learn

Learn all you can about the loan process and ask lots of questions.

Apply for Loan

Complete, review, and submit your application. This will set the process in motion.

Connect with a Loan Officer

Your loan officer will reach out to you and review your application with you.

Credit Check & Prequalification

We will assess your credit, income, and assets to quickly determine what loan(s) you qualify for.

Documentation

Paperwork is still a big part of the loan process. We will email you forms to sign and a checklist of documents we’ll need.

Rate Lock & Appraisal

Once we’ve discussed the loan amount, the type of loan, and the rate that’s best for you, it’s time to lock in your rate and order your appraisal.

Underwriting & Approval

Our underwriting team will review and issue a decision detailing any conditions necessary for final loan approval.

Clear to Close

Once we have cleared necessary conditions our underwriting and closing team will make final preparations to close.

Closing

Loan documents are delivered to the closing attorney. The attorney will contact you to arrange a signing.

Funding

Once the signed documents are returned and reviewed, the closing attorney will request a wire transfer of the loan funds.

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