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Matthew McCarthy

Loan Officer, NMLS# 165150

Bio

Matt grew up in Medfield, MA and attended Tabor Academy in Marion, MA before getting his bachelor degree at Tufts University in Medford, MA. He has been in the mortgage industry since 2009 and is consistently one of the top producers in the country making Scotsman’s list the last 5 years. His experience and knowledge are crucial to getting his clients the best rates and products to fit their needs. Whether you are a first-time homebuyer or a seasoned homeowner, you can trust Matt to guide you through the whole process from pre-approval to closing. Working at Leader Bank, Matt is also able to help his clients with portfolio products for both condos and for borrowers that do not fit Freddie/Fannie guidelines.

Chairman's Club

 

President's Club

NMLS#
165150

Seaport Loan Office
48 Northern Avenue
Boston, MA 02210

Tools

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Received a 30 year mortgage from Leader Bank. The loan officers we used was incredibly patient, responsive, and professional. He answered questions on weekend and responded very quickly. His communication was clear and concise.

David Y., Waltham, MA

Leader Bank is awesome! I locked in a fantastic rate and we closed within 45 days There were no issues at all. I highly recommend them to any buyers looking to lock in the best rate around!

Rosemary M., Weymouth, MA

I recently worked with Leader Bank for the mortgage of my recently purchased condo. I was first time home buyer and Leader Bank made my loan process so easy and simple. Many thanks to the whole team to make this work. Will definitely recommend Leader Bank for banking needs!

Rajit G., Revere, MA

Thank you so much for all of your help in making our home ownership dream come true. It was extremely easy to work with you and Leader Bank. In addition to providing the best rate, the entire application process was easy. You were excellent about keeping us in the know about the approval process and provided detailed instructions of supporting documents needed and how to obtain them. We would definitely recommend using Leader Bank to our friends and family.

 

Shannon T.

Service like yours is rare in any business these days...and the fact that this was a loan related with the purchase of our home (always a fretful event); it was certainly heartening the almost daily contact that you maintained with me while shepherding everything through the 'labyrinth'...to this successful day! [We] send our most sincere thanks and appreciation for your assistance.

Juan Carlos Y.

Explore the Loan Process

Learn

Learn all you can about the loan process and ask lots of questions.

Apply for Loan

Complete, review, and submit your application. This will set the process in motion.

Connect with a Loan Officer

Your loan officer will reach out to you and review your application with you.

Credit Check & Prequalification

We will assess your credit, income, and assets to quickly determine what loan(s) you qualify for.

Documentation

Paperwork is still a big part of the loan process. We will email you forms to sign and a checklist of documents we’ll need.

Rate Lock & Appraisal

Once we’ve discussed the loan amount, the type of loan, and the rate that’s best for you, it’s time to lock in your rate and order your appraisal.

Underwriting & Approval

Our underwriting team will review and issue a decision detailing any conditions necessary for final loan approval.

Clear to Close

Once we have cleared necessary conditions our underwriting and closing team will make final preparations to close.

Closing

Loan documents are delivered to the closing attorney. The attorney will contact you to arrange a signing.

Funding

Once the signed documents are returned and reviewed, the closing attorney will request a wire transfer of the loan funds.

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