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Robert Hagerty

Senior Loan Officer, NMLS# 704244

Bio

Bob has been in the mortgage industry since 1995 and takes a mortgage planning approach with all his clients to ensure the most effective strategy is in place. When you work with Bob, you can rest assure that your financing is in good hands. As someone who knows and deals with many other parties involved, such as insurance agents, closing attorney’s, realtors, and sellers – Bob will make sure that your transaction is completed in a smooth and professional manner. Bob will keep you and all parties informed throughout the entire loan process. He understands that your home financing is usually the largest financial transaction you will ever make in your life, and Bob is committed to not just meeting, but exceeding your expectations. He realizes that the best compliment you can give him is a referral of your friends and family.

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NMLS#
704244

Needham Loan Office
160 Gould Street, Suite 205
Needham, MA 02494

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I have worked with Bob in the past and would recommend him and his services to my clients in the future. He is straight forward, honest and professional and makes the mortgage borrowing process painless.

John N., Quincy, MA

My family and I had the pleasure of working with Bob for a refinancing transaction. Bob took the time to educate us each step of the way and simplified a typically complex process. The end result exceeded our expectations and provided the most competitive rate.

Susan R., Pembroke, MA

I had the pleasure of working with Bob on a recent mortgage refinance. Not only did Bob save us money with a great rate but he also took the time to explain the product and ensure I had a full understanding of every step of the process. His firm's on-line system made it easy for me to send him the necessary documents in a secure electronic environment, which saved me a lot of time and hassle. I've been through several refinances over the years and this one with Bob was by far the easiest. I highly recommend Bob.

Alan M., Hingham, MA

Explore the Loan Process

Learn

Learn all you can about the loan process and ask lots of questions.

Apply for Loan

Complete, review, and submit your application. This will set the process in motion.

Connect with a Loan Officer

Your loan officer will reach out to you and review your application with you.

Credit Check & Prequalification

We will assess your credit, income, and assets to quickly determine what loan(s) you qualify for.

Documentation

Paperwork is still a big part of the loan process. We will email you forms to sign and a checklist of documents we’ll need.

Rate Lock & Appraisal

Once we’ve discussed the loan amount, the type of loan, and the rate that’s best for you, it’s time to lock in your rate and order your appraisal.

Underwriting & Approval

Our underwriting team will review and issue a decision detailing any conditions necessary for final loan approval.

Clear to Close

Once we have cleared necessary conditions our underwriting and closing team will make final preparations to close.

Closing

Loan documents are delivered to the closing attorney. The attorney will contact you to arrange a signing.

Funding

Once the signed documents are returned and reviewed, the closing attorney will request a wire transfer of the loan funds.

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