Uniform Credit Analysis (UCA) Cash Flow Calculator
A Uniform Credit Analysis (UCA) cash flow report combines data from a business’s balance sheet, income statement, and cash flow statement to give a comprehensive and accurate understanding of a business’s cash flow. Generally, UCA cash flow is a good indicator of a company’s ability to generate cash as well as its liquidity. UCA cash flow can be determined by using financial software or with a tool like the calculator below.
How Does UCA Cash Flow Work?
UCA cash flow separates cash generated by business activities into cash from sales, trading, and operations to determine net cash income. The current portion of long- term debt is then deducted from net cash income to show the cash available to the business after debt payments. The financing surplus or requirement is calculated by considering cash outflows for capital expenditures, investments, and changes in other noncurrent and intangible assets. Finally, changes in short-term and long-term debt, along with equity, indicate the cash available to the business after financing activities.
How to Use the UCA Cash Flow Calculator?
Start by inputting the cash at the beginning of the period at the top of the calculator. Then input the various fields for cash from operations, investments, and financing. Once all of the relevant data is entered, click “View Report” to see your projected ending cash balance as well as a breakdown of cash generated by operations, investments, and financing.
