Low-to-Moderate Income Loan Programs
Our loan officers are here to help you buy your next home.
Leader Bank Mortgage Benefits
FNMA HomeReady
FNMA’s Home Ready Program is an affordable low down payment mortgage product designed for creditworthy low-to-moderate income homebuyers. The product boost attractive down payment requirements with flexible co-borrower and income source requirements.
FHLMC Home Possible/Home Possible Advantage
Home Possible and Home Possible Advantage loans offer borrowers affordable down payments. With income limits equal to the area medium income or without limits depending on the location of the mortgaged property or if the property is in an “underserved area”, this truly is a great and unique program for all buyers.
FHA
FHA loans are mortgage loans insured by the Federal Housing Administration, the largest provider of mortgage insurance in the United States. As part of the U.S. Department of Housing and Urban Development (HUD), FHA insures mortgage loans at affordable prices so that Leader Bank can offer you the best deal possible.