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Deepak Garg

VP, Loan Officer, NMLS# 1104383

Bio

Deepak Garg joined Leader Bank in 2015. He has been in the mortgage industry for 22 years, and prides himself on providing customer satisfaction. Deepak’s vast knowledge grants him strength and aptitude in simplifying the mortgage process for customers by imparting the best advice on their road to purchasing or refinancing their homes. Deepak’s approach of delivering extraordinary service brings him many customer referrals.

Deepak completed his 2nd MBA in Finance in Texas and joined the mortgage industry in 2001. He helps his customers make the right mortgage decisions according to their short and long term financial goals. Deepak currently resides in Belmont with his wife and two children, and volunteers for various local and state organizations to stay connected with his communities.

If you are a first time homebuyer, make sure to check out his “Residential Mortgage Survival Guide” – click on the link below to download your complimentary copy today!

Residential Mortgage Survival Guide

NMLS#
1104383

Residential Lending Headquarters
864 Massachusetts Avenue
Arlington, MA 02476

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Deepak Garg is an incredible loan officer and we're so thankful for the opportunity that have worked with him and Leader Bank for our home purchase. Deepak had some competition in that the seller wanted us to use their lender, and we also have a friend that's a lender. Ultimately, we chose Leader Bank because of Deepak's ability to provide us a pre-approval in about 12 hours, and his overall speed and responsiveness. We knew based on that initial experience and his desire to earn our business, that we were in good hands. In order to get the sales contract on the house, the seller wanted us to commit to a very tight timeline for a loan commitment. Before we signed, Deepak gave us a 99% assurance that he could meet it. Not only did he meet it, he exceeded it by delivering before the deadline, even when the tight timeline included a federal holiday where banks are closed. Both our realtor and seller were very impressed! In addition, we found Leader Bank's interest rate to be competitive and fees to be fair. We look forward to working with Leader Bank and Deepak in the future and referring him to friends and family. He's truly the BEST!

Chance S.

First and foremost, I want to announce that Deepak Garg is my hero.  What a lovely gentleman, a total pleasure to do business with. He  shepherded us through a potentially stressful process keeping us fully informed as to what was happening as well as what would be happening next.  He’d answer any and all questions in a personable yet professional manner, explaining anything we wanted to know in an easy to understand way.  No matter our experience level, I always learned something new with each conversation.  I came to rely on his advice and good cheer and frankly was a little sad to end our relationship once we’d closed on our mortgage.  I will recommend him to anyone needing a mortgage.  With Deepak steering the ship and overseeing the LeaderBank process, I have full confidence that other people’s mortgage experience will be as good as ours and they will finish up being quite happy and feeling very well taken care of.

Mark S.

Although we have a high net worth, we are retired and have little income. Leader Bank was willing to extend a mortgage to us when other lenders would not even consider us. Thank you for helping make our dreams come true! Deepak Garg was thorough and accessible. He was a pleasure to work with.

October 2022, Rock Hill, SC

Loved working with Deepak! He was diligent, responsive, and a pleasure to work with. I have recommended Deepak to all my friends and co workers. A plus customer service and attention to detail. Deepak was a joy to work with. We decided to move all our banking to Leader because of Deepak.

October 2022, Lincoln, NH

Great experience and enjoyed the responsiveness. Was able to make it happen in a very short period of time with major complexities.

October 2022, Cary, NC

Deepak was amazing loan officer, we were honored to have him takes us through tough journey of closing. He has earned our business for life, will recommend him to many others.

September 2022, Chelmsford, MA

Deepak was great to deal with for our loan. We were first time home buyers and he was very patient with our questions and always willing to answer them. I will definitely be recommending Leader Bank and Deepak to anyone looking for a mortgage.

August 2022, South Boston, MA

Leader Bank gave the best rate to me and Deepak Garg was really helpful making everything smooth and fast. Deepak was very responsive and fast. I will definitely recommend my friends to work with Deepak and Leader Bank.

August 2022, Medway, MA

Explore the Loan Process

Learn

Learn all you can about the loan process and ask lots of questions.

Apply for Loan

Complete, review, and submit your application. This will set the process in motion.

Connect with a Loan Officer

Your loan officer will reach out to you and review your application with you.

Credit Check & Prequalification

We will assess your credit, income, and assets to quickly determine what loan(s) you qualify for.

Documentation

Paperwork is still a big part of the loan process. We will email you forms to sign and a checklist of documents we’ll need.

Rate Lock & Appraisal

Once we’ve discussed the loan amount, the type of loan, and the rate that’s best for you, it’s time to lock in your rate and order your appraisal.

Underwriting & Approval

Our underwriting team will review and issue a decision detailing any conditions necessary for final loan approval.

Clear to Close

Once we have cleared necessary conditions our underwriting and closing team will make final preparations to close.

Closing

Loan documents are delivered to the closing attorney. The attorney will contact you to arrange a signing.

Funding

Once the signed documents are returned and reviewed, the closing attorney will request a wire transfer of the loan funds.

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