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Deepak Garg

VP, Loan Officer, NMLS# 1104383

Bio

Deepak Garg joined Leader Bank in 2015. He has been in the mortgage industry for 22 years, and prides himself on providing customer satisfaction. Deepak’s vast knowledge grants him strength and aptitude in simplifying the mortgage process for customers by imparting the best advice on their road to purchasing or refinancing their homes. Deepak’s approach of delivering extraordinary service brings him many customer referrals.

Deepak completed his 2nd MBA in Finance in Texas and joined the mortgage industry in 2001. He helps his customers make the right mortgage decisions according to their short and long term financial goals. Deepak currently resides in Belmont with his wife and two children, and volunteers for various local and state organizations to stay connected with his communities.

If you are a first time homebuyer, make sure to check out his “Residential Mortgage Survival Guide” – click on the link below to download your complimentary copy today!

Residential Mortgage Survival Guide

NMLS#
1104383

Residential Lending Headquarters
864 Massachusetts Avenue
Arlington, MA 02476

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I have had many mortgages in the past. The application process with Leaders was one of the most seamless transactions I have experienced. The processing team kept me informed at all steps, followed up with me on outstanding items, ensured that instructions were clear and clarified as needed. I could not have asked for a better experience. Kudos to my loan officer Deepak Garg.

Heather M.

Deepak was phenomenal. He responded quickly to any requests and continually went above and beyond to ensure we understood where we were in the process. He was awesome to work with.

Matthew B.

Leader Bank has been exceptional in every way. My loan officer, Deepark Garg, was particularly outstanding. I needed to get my mortgage approved as quickly as possible due to a scheduled surgery and he did everything possible to expedite the process. Everyone I dealt with was extremely professional and handled things in an efficient and timely manner. I highly recommend Leader Bank.

Anna Marie N.

Deepak Garg is an incredible loan officer and we're so thankful for the opportunity that have worked with him and Leader Bank for our home purchase. Deepak had some competition in that the seller wanted us to use their lender, and we also have a friend that's a lender. Ultimately, we chose Leader Bank because of Deepak's ability to provide us a pre-approval in about 12 hours, and his overall speed and responsiveness. We knew based on that initial experience and his desire to earn our business, that we were in good hands. In order to get the sales contract on the house, the seller wanted us to commit to a very tight timeline for a loan commitment. Before we signed, Deepak gave us a 99% assurance that he could meet it. Not only did he meet it, he exceeded it by delivering before the deadline, even when the tight timeline included a federal holiday where banks are closed. Both our realtor and seller were very impressed! In addition, we found Leader Bank's interest rate to be competitive and fees to be fair. We look forward to working with Leader Bank and Deepak in the future and referring him to friends and family. He's truly the BEST!

Chance S.

First and foremost, I want to announce that Deepak Garg is my hero.  What a lovely gentleman, a total pleasure to do business with. He  shepherded us through a potentially stressful process keeping us fully informed as to what was happening as well as what would be happening next.  He’d answer any and all questions in a personable yet professional manner, explaining anything we wanted to know in an easy to understand way.  No matter our experience level, I always learned something new with each conversation.  I came to rely on his advice and good cheer and frankly was a little sad to end our relationship once we’d closed on our mortgage.  I will recommend him to anyone needing a mortgage.  With Deepak steering the ship and overseeing the LeaderBank process, I have full confidence that other people’s mortgage experience will be as good as ours and they will finish up being quite happy and feeling very well taken care of.

Mark S.

Explore the Loan Process

Learn

Learn all you can about the loan process and ask lots of questions.

Apply for Loan

Complete, review, and submit your application. This will set the process in motion.

Connect with a Loan Officer

Your loan officer will reach out to you and review your application with you.

Credit Check & Prequalification

We will assess your credit, income, and assets to quickly determine what loan(s) you qualify for.

Documentation

Paperwork is still a big part of the loan process. We will email you forms to sign and a checklist of documents we’ll need.

Rate Lock & Appraisal

Once we’ve discussed the loan amount, the type of loan, and the rate that’s best for you, it’s time to lock in your rate and order your appraisal.

Underwriting & Approval

Our underwriting team will review and issue a decision detailing any conditions necessary for final loan approval.

Clear to Close

Once we have cleared necessary conditions our underwriting and closing team will make final preparations to close.

Closing

Loan documents are delivered to the closing attorney. The attorney will contact you to arrange a signing.

Funding

Once the signed documents are returned and reviewed, the closing attorney will request a wire transfer of the loan funds.

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