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Diane Thom

Senior Loan Officer, NMLS# 21556

Bio

Thank you for visiting my website! As a Leader Bank loan officer, I am committed to providing my clients with exceptional service and competitive rates.

Whether you are looking to purchase your first home, trade up or refinance your current home, my team and I are here to help you find the loan options that best fit your individual needs.

Over my 20 -year career in the mortgage industry, I have had the pleasure of working with many of my clients numerous times as they first purchase a home, then perhaps refinance and/or decide to move to a larger or smaller home. These relationships and trust are at the core of my business. My clients always know that they can contact me at any time and I will promptly respond with a thoughtful and clear response. My clients also trust that I will find them the best product at the lowest rate.

A bit about me… I am a long-time Boston resident living in the South End with my family. There is no better place to live – everything you could ask for is here! My passion is education. I enjoy having the opportunity to teach people something new and, in turn, inspire them to continue learning.

It would be a pleasure to hear from you if you are looking for a mortgage, have questions or need a preapproval.

Awards:

Scotsman’s Guide Top Originators – 2020, 2021

NMLS#
21556

Needham Loan Office
160 Gould Street, Suite 205
Needham, MA 02494

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Tools

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Received a 30 year mortgage from Leader Bank. The loan officer we used was incredibly patient, responsive, and professional. He answered questions on weekends and responded very quickly. His communication was clear and concise.

David Y., Waltham, MA

Leader Bank is awesome!!! I locked in a fantastic rate and we closed within 45 days. There were no issues at all. I highly recommend them to any Buyers looking to lock in the best rate around!

Rosemary M., Weymouth, MA

I recently worked with Leader Bank for the mortgage of my recently purchased condo. I was first time home buyer and Leader Bank made my loan process so easy and simple. Many thanks to the whole team to make this work. Will definitely recommend leader bank for banking needs!

Rajit G., Revere, MA

Explore the Loan Process

Learn

Learn all you can about the loan process and ask lots of questions.

Apply for Loan

Complete, review, and submit your application. This will set the process in motion.

Connect with a Loan Officer

Your loan officer will reach out to you and review your application with you.

Credit Check & Prequalification

We will assess your credit, income, and assets to quickly determine what loan(s) you qualify for.

Documentation

Paperwork is still a big part of the loan process. We will email you forms to sign and a checklist of documents we’ll need.

Rate Lock & Appraisal

Once we’ve discussed the loan amount, the type of loan, and the rate that’s best for you, it’s time to lock in your rate and order your appraisal.

Underwriting & Approval

Our underwriting team will review and issue a decision detailing any conditions necessary for final loan approval.

Clear to Close

Once we have cleared necessary conditions our underwriting and closing team will make final preparations to close.

Closing

Loan documents are delivered to the closing attorney. The attorney will contact you to arrange a signing.

Funding

Once the signed documents are returned and reviewed, the closing attorney will request a wire transfer of the loan funds.

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