Eric Ritcey

Senior Loan Officer, NMLS# 704243
emaileritcey@leaderbank.com
phone number781-710-1812
Eric Ritcey Senior Loan Officer
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Bio

Eric Ritcey joined Leader Bank in April 2011 with 15 years of mortgage sales in Massachusetts. The senior loan officer is a long-time resident of Marshfield and a graduate of the University of Massachusetts. Eric has been one of the top producing loan officers in Plymouth County since 1997. With over 2,000 families helped by his mortgage knowledge, Eric is committed to providing his clients with the best mortgage financing alternatives available. With his professional and dedicated service, he matches financial goals and needs with the right mortgage to turn a dream home into a home buyer’s reality.

Leader Bank is recognized as a premier residential lender in Massachusetts and offers a range of products tailored to meet your home financing needs.

Chairman's Club

NMLS#
704243

Needham Loan Office
160 Gould Street, Suite 205
Needham, MA 02494

eritcey@leaderbank.com
781-710-1812

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Received a 30 year mortgage from Leader Bank. The loan officer we used was incredibly patient, responsive, and professional. He answered questions on weekends and responded very quickly. His communication was clear and concise.

David Y., Waltham, MA

Leader Bank is awesome!!! I locked in a fantastic rate and we closed within 45 days. There were no issues at all. I highly recommend them to any Buyers looking to lock in the best rate around!

Rosemary M., Weymouth, MA

I recently worked with Leader Bank for the mortgage of my recently purchased condo. I was first time home buyer and Leader Bank made my loan process so easy and simple. Many thanks to the whole team to make this work. Will definitely recommend leader bank for banking needs!

Rajit G., Revere, MA

Explore the Loan Process

Learn

Learn all you can about the loan process and ask lots of questions.

Apply for Loan

Complete, review, and submit your application. This will set the process in motion.

Connect with a Loan Officer

Your loan officer will reach out to you and review your application with you.

Credit Check & Prequalification

We will assess your credit, income, and assets to quickly determine what loan(s) you qualify for.

Documentation

Paperwork is still a big part of the loan process. We will email you forms to sign and a checklist of documents we’ll need.

Rate Lock & Appraisal

Once we’ve discussed the loan amount, the type of loan, and the rate that’s best for you, it’s time to lock in your rate and order your appraisal.

Underwriting & Approval

Our underwriting team will review and issue a decision detailing any conditions necessary for final loan approval.

Clear to Close

Once we have cleared necessary conditions our underwriting and closing team will make final preparations to close.

Closing

Loan documents are delivered to the closing attorney. The attorney will contact you to arrange a signing.

Funding

Once the signed documents are returned and reviewed, the closing attorney will request a wire transfer of the loan funds.

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