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John Willis

Senior Loan Officer, NMLS# 22304

Bio

Hi, I’m John Willis and I have been a high producing and nationally recognized loan officer for over 20 years. Whether you are buying your first home or have bought and refinanced several times I’m committed to finding you the best rate and program to fit your needs. I’m able to accomplish this by reviewing your situation and then matching it with one of the many lenders and programs that we offer at Leader Bank. We work with a large variety of lenders including many large national banks along with several regional and community banks. This allows us to offer competitive rates and programs for conventional loans and for those loans that fall outside the Fannie-Freddie guidelines. In addition to regular agency programs, we offer Jumbos, VA, FHA, Masshousing and several other great programs for first-time homebuyers. Offering low, competitive interest rates is paramount but I also think it’s important to discuss your specific financing needs. I believe after speaking with me you will quickly realize that I will work on your behalf to close your loan quickly, efficiently and in a program that makes the most sense for you. I’ll work hard to earn your trust and your business.

I graduated from UMass Amherst, spent a year at McGill University in Montreal before working in the hospitality industry. I switched careers a little over 20 years ago and have been working as a loan officer ever since. When my kids were young I coached my son and daughter in youth sports and now I spend much of my leisure time playing golf at home and down the Cape.
Please contact me at 781-820-2901 or email me at jwillis@leaderbank.com.

NMLS#
22304

Seaport Loan Office
48 Northern Avenue
Boston, MA 02210

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Our loan officer, John Willis, was extremely helpful. He went above and beyond to ensure that our mortgage borrowing experience went as smoothly as possible. We will recommend him to all our friends.

Andrew C.

John Willis was very responsive and informative. The whole team made our refinance so easy. I would recommend Leader to anyone that is interested in buying or refinancing.

Darlene P.

John Willis who I worked with was absolutely outstanding to work with. I couldn’t give any more praise to John. I originally started with a different lending company and when that fell apart (they were slow and constant mistakes) I called up John and he stepped in like Superman to save the day. He was on top of things from even before I made the call to him, as I was in contact with him as part of a pre-approval process as well. John was able to smooth things over between real estate agents, closing companies, and all parties to ensure a fast and smooth financing process. My only regret is that I didn’t choose John right from the start. I’ll never make that mistake again!

Stephen B.

Explore the Loan Process

Learn

Learn all you can about the loan process and ask lots of questions.

Apply for Loan

Complete, review, and submit your application. This will set the process in motion.

Connect with a Loan Officer

Your loan officer will reach out to you and review your application with you.

Credit Check & Prequalification

We will assess your credit, income, and assets to quickly determine what loan(s) you qualify for.

Documentation

Paperwork is still a big part of the loan process. We will email you forms to sign and a checklist of documents we’ll need.

Rate Lock & Appraisal

Once we’ve discussed the loan amount, the type of loan, and the rate that’s best for you, it’s time to lock in your rate and order your appraisal.

Underwriting & Approval

Our underwriting team will review and issue a decision detailing any conditions necessary for final loan approval.

Clear to Close

Once we have cleared necessary conditions our underwriting and closing team will make final preparations to close.

Closing

Loan documents are delivered to the closing attorney. The attorney will contact you to arrange a signing.

Funding

Once the signed documents are returned and reviewed, the closing attorney will request a wire transfer of the loan funds.

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