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Kate Garabedian

Loan Officer, NMLS# 1834624

Bio

Kate is eager to help new home buyers through the process of purchasing their first home or vacation home or investment property! Buying a house is a major decision and Kate takes pride in her ability to help home buyers lock in the best deal. Before coming to Leader Bank, Kate founded a fitness studio for children which provided her with leadership skills, a hardworking ethic and great interpersonal communication. Kate will guide you throughout the entire process – from a preapproval to the closing when you take the keys to your new digs! In addition to that, Kate will be there for you post-closing should you have any questions or concerns. Kate’s goal is to provide sincere business for you while educating you throughout the process. Kate is launching a Business Network International group and is a member of several other community networking groups. This allows her to strengthen her connections within the local communities. Kate grew up in Westerly RI and currently lives in Framingham. She loves all animals, traveling the world, going to the beach and playing basketball!

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NMLS#
1834624

Needham Loan Office
160 Gould Street, Suite 205
Needham, MA 02494

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Explore the Loan Process

Learn

Learn all you can about the loan process and ask lots of questions.

Apply for Loan

Complete, review, and submit your application. This will set the process in motion.

Connect with a Loan Officer

Your loan officer will reach out to you and review your application with you.

Credit Check & Prequalification

We will assess your credit, income, and assets to quickly determine what loan(s) you qualify for.

Documentation

Paperwork is still a big part of the loan process. We will email you forms to sign and a checklist of documents we’ll need.

Rate Lock & Appraisal

Once we’ve discussed the loan amount, the type of loan, and the rate that’s best for you, it’s time to lock in your rate and order your appraisal.

Underwriting & Approval

Our underwriting team will review and issue a decision detailing any conditions necessary for final loan approval.

Clear to Close

Once we have cleared necessary conditions our underwriting and closing team will make final preparations to close.

Closing

Loan documents are delivered to the closing attorney. The attorney will contact you to arrange a signing.

Funding

Once the signed documents are returned and reviewed, the closing attorney will request a wire transfer of the loan funds.

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