Michael Stevens

Senior Loan Officer, NMLS# 613463
emailmstevens@leaderbank.com
phone number617-291-2628
Stevens
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Bio

Mike joined Leader Bank in 2010 and has been in the Mortgage business for 29 years. Over this 29 year span, he has originated over $1.5 Billion in mortgage loans and assisted over 2,500 clients with home financing. He has received numerous awards during his career in recognition of his outstanding customer service and his sales achievements. Mike is a graduate of Bryant University and lives on the South Shore with his three children.

NMLS#
613463

Needham Loan Office
160 Gould Street, Suite 205
Needham, MA 02494

mstevens@leaderbank.com
617-291-2628

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Received a 30 year mortgage from Leader Bank. The loan officer we used was incredibly patient, responsive, and professional. He answered questions on weekends and responded very quickly. His communication was clear and concise.

David Y., Waltham, MA

Leader Bank is awesome!!! I locked in a fantastic rate and we closed within 45 days. There were no issues at all. I highly recommend them to any Buyers looking to lock in the best rate around!

Rosemary M., Weymouth, MA

I recently worked with Leader Bank for the mortgage of my recently purchased condo. I was first time home buyer and Leader Bank made my loan process so easy and simple. … Many thanks to the whole team to make this work. Will definitely recommend leader bank for banking needs!

Rajit G., Revere, MA

Thank you so much for all of your help in making our home ownership dream come true. It was extremely easy to work with you and Leader Bank. In addition to providing the best rate, the entire application process was easy. You were excellent about keeping us in the know about the approval process and provided detailed instructions of supporting documents needed and how to obtain them. We would definitely recommend using Leader Bank to our friends and family.

Shannon T.

Explore the Loan Process

Learn

Learn all you can about the loan process and ask lots of questions.

Apply for Loan

Complete, review, and submit your application. This will set the process in motion.

Connect with a Loan Officer

Your loan officer will reach out to you and review your application with you.

Credit Check & Prequalification

We will assess your credit, income, and assets to quickly determine what loan(s) you qualify for.

Documentation

Paperwork is still a big part of the loan process. We will email you forms to sign and a checklist of documents we’ll need.

Rate Lock & Appraisal

Once we’ve discussed the loan amount, the type of loan, and the rate that’s best for you, it’s time to lock in your rate and order your appraisal.

Underwriting & Approval

Our underwriting team will review and issue a decision detailing any conditions necessary for final loan approval.

Clear to Close

Once we have cleared necessary conditions our underwriting and closing team will make final preparations to close.

Closing

Loan documents are delivered to the closing attorney. The attorney will contact you to arrange a signing.

Funding

Once the signed documents are returned and reviewed, the closing attorney will request a wire transfer of the loan funds.

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